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A Health Reimbursement Arrangement (HRA) is an account funded by your employer that helps you pay for a range of qualified healthcare expenses such as co-pays, prescription drugs, dental care and more.

A HealthHub® HRA can be a simple, convenient way to take advantage of tax-free reimbursements on your typical out-of-pocket healthcare expenses. Best of all, the coverage can be used by your eligible dependents and any unused money can be rolled over to the next plan year.

A smart way to help pay for out-of-pocket healthcare expenses all year long

Take advantage of tax-free money

With a HealthHub Health Reimbursement Arrangement, your employer puts tax-free money into your fund for you to spend on eligible out-of-pocket healthcare expenses. The result? You save money all year to spend on the things you want.

The convenience of a PayFlex Card®

Most employees who take advantage of a PayFlex® HRA will be able to use their PayFlex Card to purchase healthcare-related items online and at your favorite retailer. When you use the card, the merchant code identifies the type of expense and, if it qualifies, the amount is simply deducted directly from your HRA balance.

A long list of eligible expenses

Use your HealthHub HRA to pay for a variety of eligible expenses, including:

  • co-pays
  • deductibles
  • prescription drugs
  • dental care
  • vision care, eyeglasses, contacts
  • chiropractic care
  • over-the-counter items

Dependent coverage

One of the best parts of choosing a HealthHub HRA is that you can use the funds to help pay for your eligible dependents’ healthcare expenses, too.

Total support

You have 24-hour access to your HealthHub HRA right here at You can see your account balance, claim history, employer contributions, card transactions and more. You can even submit claims and have the money directly deposited into your checking or savings account. What’s more, any amount left in your fund at the end of the plan year will roll over to the next plan year.